We co-own the bank, which means as a MemberCustomer, you receive unique offers you won’t find elsewhere.
Learn more about MemberCustomer benefits
Lån & Spar is the obvious choice when you want the best terms at the best bank in Denmark.
Your benefits in Lån & Spar:
Denmark’s highest interest rate on salary accounts
- No annual fees on debit and credit cards
- Attractive car loans for electric and plug-in hybrid vehicles
- Access to some of Denmark’s best discount agreements
These exclusive perks are tailored to your financial life and career.
Contact Lån & Spar
Ready to Enjoy All These Benefits?
Contact Lån & Spar Bank today and become a MemberCustomer – so you can enjoy everything from cheap insurance and tailored pension options to top-tier banking services and the best discount agreements in Denmark.
Personal financial advice that understands you
Get help with:
- Salary and employment terms
- Vacation pay
- Pension options
- Income brackets
- Additional benefits
This gives you better opportunities, whether you're:
- Buying a home
- Financing a car
- Investing
- Planning your future
Are you a student?
As a student member of Pharmadanmark, you also gain access to a wide range of banking benefits. As a StudentCustomer, you enjoy a high interest rate on your Student Salary Account, a low-cost overdraft, and fee-free Visa/Dankort and Mastercard.
Best of all? You get to keep your account for three years after graduation.
In addition to financial perks, you also receive career-relevant financial advice, because we understand you
Thinking about buying a home?
As a unique perk, Lån & Spar lets student customers apply for a home loan one year before graduation.
Sign up today
Become part of a strong network that understands your world.
Enjoy expert support, career development, and exclusive benefits – all designed for professionals like you.