Bank: Special benefits with Lån & Spar

Looking for all the benefits of Denmark’s best bank? Then you are in the right place.

As a student and a member of Pharmadanmark, you gain access to a wide range of exclusive benefits with Lån & Spar.

Pharmadanmark is a co-owner of the bank. That means you can become a Student Customer and access offers and terms you will not find elsewhere.

Your benefits with Lån & Spar

• Student account with 5% interest on the first DKK 20,000 and 0.1% interest on amounts above

• Keep your student account for three years after graduation

• Overdraft facility of up to DKK 50,000 at a favourable interest rate

• Opportunity to buy a home while studying

• Visa/Dankort and Mastercard with no fees

• A personal adviser who understands your studies and circumstances

Dreaming of your first home?

As something special, Lån & Spar gives you the opportunity to buy a home while you are still studying.

This is possible because the bank assesses your future income, not just your current student finances.

A personal adviser who understands your studies and everyday life

At Lån & Spar, you get your own personal adviser who understands the life science sector and your studies.

This ensures the best financial advice, both during your studies and in the transition to working life.

You also receive help gaining an overview of your finances, keeping your budget on track and making student life a little easier.

Why do you get these benefits?

Pharmadanmark is one of more than 50 unions that own Lån & Spar.

This means that, as a Pharmadanmark member, you are also a co-owner of the bank, and choosing the bank you own should pay off.

With Lån & Spar, you get a bank that works to make things add up. In your life. In your finances. And in the community we are all part of.